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Injured by an Uninsured Motorist? | What You Need to Know

wear a seatbelt person driving safety

A car accident can be devastating, physically, financially, and emotionally. As a result, you may be entitled to recover compensation. But what happens if the motorist who caused the accident is uninsured? Read on to learn more about accidents involving uninsured motorists in Maryland.

How do car accidents occur?

Unfortunately, car accidents are extremely common. Accidents can occur for any number of reasons, including inclement weather, poor road conditions, and mechanical malfunctions. But, the majority of accidents occur as a result of negligence. The most common forms of negligence include:

  • Distracted driving
  • Disregarding road signs
  • Failure to yield
  • Texting while driving
  • Driving while under the influence
  • Using a mobile device while driving
  • Speeding

Can I recover compensation if the other driver doesn’t have insurance?

In Maryland, individuals are required to purchase uninsured or underinsured motorist coverage. This means that if you were involved in a car accident with an uninsured motorist, you can file a claim against your own insurance company to win the compensation you need. That being said, your insurance company may attempt to low-ball you and make an offer that simply does not cover the extent of your injuries. When this happens, you will have to retain the services of an experienced attorney who can fight to achieve the maximum compensation on your behalf.

How long do I have to file a claim?

If you have been injured in a car accident, you may suffer from damages like lost wages, medical expenses, car repairs, and more. An accident can also cause pain and suffering, loss of enjoyment of life, and more. In many cases, you will deserve compensation to help ease these burdens. In order to recover the compensation you deserve, you will have to file your claim on time. This deadline is known as a statute of limitations. In Maryland, the statute of limitations is generally three years from the date of the accident. This may seem like a long time, but it is easy to let important deadlines slip by while you are recovering from a serious accident- be sure to reach out to an experienced attorney to make sure this doesn’t happen.

If you have been involved in an accident with an uninsured motorist, contact our firm today. We will advocate for you every step of the way.

Contact our experienced Maryland firm

If you are injured due to another party’s negligence, you must reach out to one of our knowledgeable attorneys. At Timian & Fawcett, LLC, we provide effective legal services to clients in Prince George’s County, Washington, D.C., and all of Maryland. Our firm is dedicated to assisting our clients. If you need our help, we are ready to serve. Contact Timian & Fawcett, LLC.

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